據(ju)國(guo)(guo)新辦網站消息(xi)，4月10日，國(guo)(guo)務(wu)(wu)(wu)(wu)院(yuan)新聞辦公室就《統(tong)籌(chou)融資信(xin)(xin)用(yong)(yong)(yong)服務(wu)(wu)(wu)(wu)平(ping)(ping)(ping)臺(tai)建設(she)提升中小微企(qi)(qi)業(ye)融資便(bian)利(li)水平(ping)(ping)(ping)實(shi)施(shi)方案(an)(an)》有關情(qing)況舉(ju)行(xing)國(guo)(guo)務(wu)(wu)(wu)(wu)院(yuan)政策例(li)行(xing)吹風會。中國(guo)(guo)人民銀(yin)行(xing)征(zheng)(zheng)信(xin)(xin)管理(li)局(ju)(ju)局(ju)(ju)長任詠梅表示，我國(guo)(guo)征(zheng)(zheng)信(xin)(xin)信(xin)(xin)息(xi)建設(she)一直堅持“政府+市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)”雙輪(lun)驅動，市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)化(hua)征(zheng)(zheng)信(xin)(xin)機(ji)構(gou)(gou)是(shi)我國(guo)(guo)征(zheng)(zheng)信(xin)(xin)信(xin)(xin)息(xi)的(de)重要組成部分(fen)。近(jin)年(nian)來，人民銀(yin)行(xing)大力發展多(duo)層次(ci)(ci)征(zheng)(zheng)信(xin)(xin)市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)，廣泛覆蓋社會征(zheng)(zheng)信(xin)(xin)需求(qiu)。一是(shi)積(ji)極穩(wen)妥(tuo)發展個人征(zheng)(zheng)信(xin)(xin)市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)。人民銀(yin)行(xing)根據(ju)市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)需求(qiu)，結合(he)個人信(xin)(xin)息(xi)保(bao)護等相關要求(qiu)，先后批設(she)了(le)2家個人征(zheng)(zheng)信(xin)(xin)機(ji)構(gou)(gou)，這2家征(zheng)(zheng)信(xin)(xin)機(ji)構(gou)(gou)在2023年(nian)提供信(xin)(xin)用(yong)(yong)(yong)報(bao)告(gao)、信(xin)(xin)用(yong)(yong)(yong)評(ping)分(fen)、反(fan)欺詐評(ping)分(fen)等各(ge)類(lei)征(zheng)(zheng)信(xin)(xin)服務(wu)(wu)(wu)(wu)達420億次(ci)(ci)。二是(shi)培育和發展企(qi)(qi)業(ye)征(zheng)(zheng)信(xin)(xin)市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)。引(yin)導(dao)有數據(ju)、有技術、有市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)的(de)機(ji)構(gou)(gou)進(jin)入企(qi)(qi)業(ye)征(zheng)(zheng)信(xin)(xin)市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)，整合(he)企(qi)(qi)業(ye)的(de)注冊登記、生產(chan)經(jing)營、合(he)同(tong)履約等各(ge)類(lei)涉企(qi)(qi)信(xin)(xin)用(yong)(yong)(yong)信(xin)(xin)息(xi)，2023年(nian)149家備案(an)(an)管理(li)的(de)企(qi)(qi)業(ye)征(zheng)(zheng)信(xin)(xin)機(ji)構(gou)(gou)提供各(ge)類(lei)征(zheng)(zheng)信(xin)(xin)服務(wu)(wu)(wu)(wu)223億次(ci)(ci)。三是(shi)積(ji)極推(tui)動地(di)方征(zheng)(zheng)信(xin)(xin)平(ping)(ping)(ping)臺(tai)市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)化(hua)轉型取得明(ming)顯成效。在31家省級地(di)方征(zheng)(zheng)信(xin)(xin)平(ping)(ping)(ping)臺(tai)中，有26家由專門設(she)立的(de)市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)化(hua)機(ji)構(gou)(gou)運營，這些機(ji)構(gou)(gou)全面采(cai)集當(dang)地(di)企(qi)(qi)業(ye)的(de)公共信(xin)(xin)用(yong)(yong)(yong)信(xin)(xin)息(xi)以(yi)及商業(ye)等其它信(xin)(xin)用(yong)(yong)(yong)信(xin)(xin)息(xi)，實(shi)現各(ge)類(lei)信(xin)(xin)息(xi)的(de)深度融合(he)應用(yong)(yong)(yong)，為金融機(ji)構(gou)(gou)提供專業(ye)化(hua)征(zheng)(zheng)信(xin)(xin)服務(wu)(wu)(wu)(wu)。
任詠(yong)梅表示，下一(yi)(yi)(yi)步(bu)(bu)(bu)，人民(min)銀行將(jiang)按照黨中(zhong)央關于建設覆蓋全社會(hui)(hui)征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)(xin)(xin)體系(xi)的(de)(de)決策部署(shu)(shu)，全面(mian)落實(shi)(shi)《實(shi)(shi)施(shi)方案》部署(shu)(shu)要求，持(chi)(chi)續做好征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)(xin)(xin)市場的(de)(de)培育和管(guan)理。一(yi)(yi)(yi)是(shi)進(jin)一(yi)(yi)(yi)步(bu)(bu)(bu)優化征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)(xin)(xin)市場布局。把握(wo)新質生產力發(fa)展機遇，深化征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)(xin)(xin)供(gong)(gong)給側改革(ge)，支(zhi)持(chi)(chi)征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)(xin)(xin)機構(gou)運(yun)用(yong)(yong)大(da)數(shu)(shu)據、人工智能等新技術進(jin)行產品創新，為普惠金融發(fa)展提(ti)供(gong)(gong)多元化、差異化的(de)(de)信(xin)(xin)(xin)(xin)(xin)用(yong)(yong)信(xin)(xin)(xin)(xin)(xin)息服務(wu)。二是(shi)進(jin)一(yi)(yi)(yi)步(bu)(bu)(bu)推動各(ge)類信(xin)(xin)(xin)(xin)(xin)用(yong)(yong)信(xin)(xin)(xin)(xin)(xin)息共(gong)享應(ying)用(yong)(yong)。會(hui)(hui)同(tong)發(fa)展改革(ge)委，共(gong)同(tong)推動信(xin)(xin)(xin)(xin)(xin)用(yong)(yong)信(xin)(xin)(xin)(xin)(xin)息平臺依法合(he)規向(xiang)征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)(xin)(xin)機構(gou)穩步(bu)(bu)(bu)開放數(shu)(shu)據，充分發(fa)揮數(shu)(shu)據乘數(shu)(shu)效應(ying)。三是(shi)持(chi)(chi)續加強征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)(xin)(xin)監管(guan)。堅決落實(shi)(shi)強監管(guan)、嚴監管(guan)要求，將(jiang)所有征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)(xin)(xin)活(huo)動依法納入監管(guan)，全面(mian)保護信(xin)(xin)(xin)(xin)(xin)息主體合(he)法權益和信(xin)(xin)(xin)(xin)(xin)息安全。
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